Your wealth is functional to your lifestyle
of your standard of living requires the covering of inevitable primary costs (food consumption, utilities, rents, fuel, possible mortgage repayments, etc.)
of your standard of living is linked to the capacity to deal with additional expenses that increase the quality of your life (culture, holidays, luxury goods and services, etc.). All items that do not belong to our basic needs but make your life more interesting and pleasant
are your medium-term goals (new car, second home, master's degree for sons, etc.) that can be gradually pursued through savings, good return in your financial investments or windfall
Business and professional activities, which usually generate a positive financial flow and occupying most of your time, directly affect your standard of living
Real Estate, which generates positive or negative financial flows, depending on whether it is an investment or whether it is utilized and enjoyed by yourself and therefore improving your lifestyle
Financial assets, which generate a positive or negative financial flow depending on market trends, contribute to bring your goals closer or further away
Luxury goods, which typically generate negative financial flows, are an integral part of your lifestyle
Financial debts from investments or extraordinary expenses that absorb part of the cash flows