Your wealth is functional to your lifestyle

We dynamically plan and optimize your wealth taking into consideration your standard of living and aspirations

We guide you in the dynamic planning of your heritage with the aim of preserving and increasing your standard of living without neglecting your aspirations

Preservation

of your standard of living requires the covering of inevitable primary costs (food consumption, utilities, rents, fuel, possible mortgage repayments, etc.)

Growth

of your standard of living is linked to the capacity to deal with additional expenses that increase the quality of your life (culture, holidays, luxury goods and services, etc.). All items that do not belong to our basic needs but make your life more interesting and pleasant

Aspirations

are your medium-term goals (new car, second home, master's degree for sons, etc.) that can be gradually pursued through savings, good return in your financial investments or windfall

We measure the capacity of your wealth to produce positive financial flows, by monitoring all the assets and liabilities that are an integral part of it

 

ASSETS LIABILITIESTOTAL(x thousand) 0,00 €20,00 €40,00 €60,00 €80,00 €100,00 €120,00 €140,00 €160,00 €180,00 €20,00 €50,00 € 30,00 €20,00 €- 20,00 €100,00 €TotalFinancial      debtsLuxurygoodsFinancial      AssetsBusiness andprofessionalReal Estate

We take into consideration your standard of living in relation to the financial flows generated by your assets. Not only to understand its sustainability, but also to dynamically define your financial objectives and constantly optimize your individual portfolio

Business and professional activities, which usually generate a positive financial flow and occupying most of your time, directly affect your standard of living

Real Estate, which generates positive or negative financial flows, depending on whether it is an investment or whether it is utilized and enjoyed by yourself and therefore improving your lifestyle

Financial assets, which generate a positive or negative financial flow depending on market trends, contribute to bring your goals closer or further away

Luxury goods, which typically generate negative financial flows, are an integral part of your lifestyle

Financial debts from investments or extraordinary expenses that absorb part of the cash flows

ASPIRATIONSGROWTHPRESERVATION00%20%40%60%80%100%120%140%160%180%POSITIVE FLOWNEGATIVE FLOWTOTAL100%- 15%- 5%20%30% 70%TotalFinancialdebtsLuxurygoodsReal EstateFinancialassetsBusiness andprofessional

We focus on advisory related to financial assets. Since these are the most liquid part of your wealth, they can be best adapted to your objectives

%1,8% 4,5% 4,5% 6,2ASPIRATIONGROWTHPRESERVATION0%1%2%3%4%5%6%7%8%9%Percentage of returnPeriodJAN18FEB18MAR18APR18MAY18JUN18JUL18AUG18SEP18OTT18NOV18DEC18JAN19FEB19MAR19APR19MAY19JUN19JUL19AUG19SEP19OTT19NOV19